Any vets around?

41 to 48 of 48 messages
30/04/2013 at 22:33
kittenkat wrote (see)
booktrunk wrote (see)

My insurance is up for renewal around 340 for a 6 year old Labrador, does that sound about the going rate?

Just give him/her a facelift and tummy tuck. Could pass as 2 easily

I would need to dye her hair as well, she's chocolate except her chin which is very gray, and her scars have grey hairs around them as well


Edited: 30/04/2013 at 22:33
kittenkat    pirate
30/04/2013 at 22:34
Rubbishrunner wrote (see)

KK: Collies and GSDs - yes, completely different but at least both intelligent dogs Both should be good for running, I would think.  Collies are usually a bit healthier than GSDs overall.

Staffies are popular where I work - lovely dogs but not much between the ears except a big thick skull ;)

Yes, both intelligent. GSDs are intelligent enough to know what you're asking of them and  then doing it. Collies become all Woody Allen on you; they try to think ahead and predict your next move.

kittenkat    pirate
30/04/2013 at 22:34

Sweeping generalisations are obviously informing my dog whispering skills this evening.

30/04/2013 at 22:37

Thanks rubbishrunner so £30 pm ain't to bad that is tesco's finest.

i've made one claim in the past and they dealt with that fine, so I'll just stick with it.

30/04/2013 at 23:05

I've never bothered with insurance for our dogs - as mentioned earlier the insurance companies are making profit plus they've got costs to cover - long term you are likely to end up better off not insuring.    

Of course you run the risk of having a big bill to pay or else having a dog put to sleep because you can't/wont pay to have medical treatment for them.    Our last dog lived to 16 and we'd probably have paid about 4-5k in insurance over his lifetime at current insurance rates - that's a lot of medical treatment !   If you really want a back up then stick the money in an account and when it reaches say 3-4k just leave it.  

01/05/2013 at 09:15

Popsider - I suppose it depends on your own comfort level and financial situation.  Putting aside money each month is great if nothing happens for a few years but if your 3 month old dog eats a sewing needle and needs major surgery to remove it, you'll only have saved £20, whereas the £20 or so you would have spent on insurance would give you cover for the £1500 or so the op would cost.  People always think if something is bad enough they would just put the animal to sleep, but try doing that with a very curable condition in an otherwise healthy puppy!!

Honestly, I don't sell insurance but in my line of work you see all sorts and you just never can tell how things will turn out.  

I'm a bit risk averse - I've got my whole life insured from income protection to life assurance.  Sadly, I am actually worth more dead than alive at present 

01/05/2013 at 09:29

Yes each to their own I wouldn't want to pretend there is a right or wrong answer - I tend more towards only insuring what I know would have a major impact on my life if it went wrong - so buildings and foreign health insurance - the rest I just pay out when it happens.   

01/05/2013 at 14:15

Pet insurance is the only insurance that I win on.

Horses over the years = over £50k in claims , definitely haven't paid that much to insure them even though it makes pet insurance look cheap. To be honest I'm amazed any company will even give me cover with luck I've had.

Other pets only claimed for 1 injured 3 year old cat that broke ribs in 6 places and somehow had a dozen bird feathers stuck in her nose. That took a while for the vets to figure out what was up and had 2 lots of hospitalisation and 1 operation so came in at £800 ish. Insurance for the 3 cats has so far cost me £384 . It was also a great peace of mind that we could get whatever treatment she needed without worry as she was my sons cat.

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