Is this true..?
bbc news story
Any young drivers here...? or parents of young drivers?
Are insurance premiums, even for basic small cars, really that expensive thesedays..?
(I feel so old now.........!)
If so.. what are the cheapest cars to insure...?
true.my 17 year old son assed his test..but can't drive around yet as my insurance company want to increase the premiun from £220 to around £2500 for my fabia to put him on............
He's looking to buy a 12 year old corsa and the cheapest quotes for him are around £2500
Yes DV, you'd better start putting a bit aside!
It raises a big question...
In what other field would an institution be allowed to behave like this?
You can smoke 50 a day and drink 10 pints a night but you still get free NHS treatment for your cancers just like the vegetarian teetotaller.
Just because a lad up the road takes his son's car and kills himself and 3 of his mates, why does my son have to pay for it?
teenage boys are generally statistically have the highest amount of accidents so simply have to pay the highest premiums. It's just the way it is.
Over time their premiums will naturally drop, dependent on careful driving. Can't say fairer than that really.
I saw my price go down from about £1,000 at 22, to £330 or so aged 29 in the spring for the same (cheap) car off 7years no claim.
Obviously If I'd started at 17, you'd see a much steeper reduction still.,
When i passed my test it was £1500 to insure a 1.2 vauxhall nova (18 years old) with third party insurance. As i'm over 25 now, it's suddenly gone to £800 for a similar priced car. In Europe, i'm now being charged 1700€ for a peugeot 206 and it's beyond a joke
If i could take public transport - I would in an instant.
Raise the minimum age for driving to 21 or restrict anyone under 25 to a car with an engine no bigger then a 1.2.
If you get caught with no insurance it's 6 points and £200.......so some will take the chance of not getting caught and if they do then it's still cheaper then £2500 insurance.......and with police budgets getting cut ANPR/traffic units will see a reduction in man power/equipment so the chsnces of getting caught are going to be less.
I new a 20 year old who changed to a van for his work and his insurance dropped like mad.................I welcome the black box techknowledy for young drivers........................maybe it will be made compulsory in a feww years for all drivers
they need to do sometging to deter young drivers without insurance though..............and charging £2000 doesn't encoutrage them...............as I said befreo my son only earns £3 odd an hour and there is no public transport near his work on top of a mountain....................so thats a hell of a lot of hours he has to work for insurance
There must be something more to the story than that Madlot. No normal 17 year old is going to be charged that much for a group 1 insurance surely.
Did he have a previous conviction or something hugely affecting it?
Those insurance premiums are just crazy.....
I've insured my offspring because I think it's important that they gain driving experience whilst under my care (and supervision)
The cost is pretty prohibitive however.
I'm pondering whether I can justify insuring them this year ...but I do want them to get experience. I don't mind paying for increased risk. I do mind paying for lots of uninsured drivers and people who claim for a whinjury just because they can.
After a car accident last year I was called repeatedly from firms trying to get me to make a claim. It was a year ago and I had another call just recently.
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