car insurance

The women having cheaper quotes thing was abolished a few years ago as it is a form of discrimination. No idea why he is cheaper as main driver if you have been driving longer with no claims? Perhaps your occupation changes it? Im a shift worker so my insurnce goes up becuase of it.

My insurers wanted to put up my premium when I removed my exOH as a named driver when we got divorced. And he was the one who'd had a 3 month ban for speeding

I told them where to get off

@Hells85 - cheaper quotes for women weren't abolished a few years ago.  They will, however, disappear at the end of the year.  That applies to all financial products.

Women have always wanted equality.  Now it's starting to cost them more money.

There's little in the way of obvious logic with insurance - don't think about it, just grab the best deal however it comes!

Intermanaut wrote (see)

@Hells85 - cheaper quotes for women weren't abolished a few years ago.  They will, however, disappear at the end of the year.  That applies to all financial products.

Women have always wanted equality.  Now it's starting to cost them more money.

It boiled down to statistics - women drivers make fewer claims and for smaller amounts.  That was determined to be discriminatory towards men, who make more claims for larger amounts.

@Wilkie - it's more complex than that.  I'm not talking about car insurance - all financial policies for women will be more expensive from the end of this year.  That includes pensions, critical illness cover, life assurance, home insurance, dental, etc.

@Catalin Bond - perhaps you're a higher risk driver.  If the primary policy holder is a higher risk, then the policy costs more.

One phonecall to the insurance company later and my OH is now main driver on the policy. Spoke to three people who all sounded suprised when I mentioned the quote difference, and could offer no explanation.

Can't think how I am higher risk; I've been driving 13 years, him 3. I've never had an accident, he had an at fault accident 1 year ago. I'm 31, he's 30. Oh well. It's maybe better this way as he does drive more often than I do. It was nice being able to drive oter cars though!

I'd like my insurance to go down by £300. That'd mean they'd be paying me.