All this talk of what's wrong with some homes... I'll give you a good example of just how well houses can be built... and cheaply...
http://www.scandia-hus.co.uk
I've surveyed probably 50 - 60 Scandia-Hus homes over the years and they are pretty much faultless. They are of top notch construction and vastly exceed Building Regulations requirements for thermal efficiency. Have a look at the web link and follow any house and then look at the construction cost. Why aren't we building all homes like this and to this quality..?
It is basically built for you in a factory in Sweden and arrives in kit form by truck. It is then erected on a prepared base and fitted out.
Superb, just superb. Triple glazed windows, internal doors are sealed, air recirculation systems to avoid condensation problems and to move air from the sunny side to the cooler side. The timber they use is of a very high standard - unlike the rubbish timber used in housing here. No MDF either. Attention to detail is perfect. Even the door hinges are cut into the frames in a factory and the doors arrive already assembled in the frames. No need for a carpenter to faff with trying to hang a door and manually chase out the timber. I can't praise these houses enough. Its just a shame there aren't more of them.
If you are in the South-East, they have a show site in East Grinstead. Go and take a look for yourself. This is a top quality house, for much less money than you pay for a 'traditonally' built home here.
I have absolutely nothing to do with this company at all.. I'm just happy to pass on this information and recommedation based on my professional experience of surveying them.