I used to wear loads, all in silver, and loved my thumb rings, bangles and had multiple ear piercings. Each piece was significant and I was pretty superstitious about wearing it all.
Now I just have engagement ring, wedding ring and a necklace, all in yellow gold (which I used to think was so 80s!) - and the necklace either has a pearl pendant that my husband gave me as a wedding present, or an emerald pendant that was a 21st birthday present from my parents.
I will put on bangles and earrings for nights out, though.