Yes, unfortunately my front light chose that moment to suddenly swivel loose so not only could I not see ahead but it got jammed into a position where it was shining directly into my eyes. I had goodness knows how many lumens of one of Cat Eye's brightest AA battery lights hurting my eyeballs.
This was a problem, and I tried to do several things at once: swivel the light back into position, but I couldn't seem to move it, brake, and steer in a straight line, squinting over the top of my specs to see where I was going in the rain hopefully to avoid going straight into the dazzling headlamps coming the other way as well as avoid being hit by the fast moving traffic coming up behind.
I tried to err on the side of caution by keeping well to the left, but it was a situation I couldn't manage and I found myself going into the verge, still at speed, and crashing in a heap with my bike.
A car stopped to see if I was OK and helped me to pick myself up. I seemed to be in one piece but my left shoulder was hurting a lot. With 3 miles of commute still to do I didn't have much option other than to get back on and continue.
Arrived at work and it was a desperate struggle changing into my work clothes. A&E was nearby so I had an X-ray and the nurse came out smiling, "It's a break all right!" (left collarbone). A sling and some painkillers and back to work. Got a lift home at the end of the shift and here I am feeling a bit sorry for myself as well as embarrassed.