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just found this succinct bit of advice:
If caught outside in a thunderstorm, find a low spot away from trees, fences, and poles. If your skin tingles and hair stands on end, lightning is about to strike. Crouch down, balancing on the balls of your feet, placing hands on knees with head between them. This makes you into the smallest target possible, and minimises contact with the ground.
Do not put up an umbrella or use a mobile phone - the metal directs the current into the body. The British Medical Journal last month illustrated the dangers with the case of a 15-year-old struck while using her mobile - she suffered a cardiac arrest, burst eardrum and a year on she has to use a wheelchair.