Trouble getting cover!
djwolf wrote (see)
Athletics track events (incl long distance running) covered under normal travel policy under the hazardous activities section
Just checked JS Insurance and the quote for an 11 day holiday to sri lanka went from £30+ to £90+ when I added marathon running! - Not under the normal policy any more then! Dogtag has marathon running listed as extreme sport and so £81 - it has to get better than that surely!
Tesco's travel insurance covers marathon running..as long as you're not doing it professionally. I rang them to check.
I've gone for www.essentialtravel.co.uk - it was covered in their standard insurance, so only £25 for worldwide
most sports travel insurance policies will cover amateurs for competing in events like marathons - they won't cover you if you are a professional athlete. and many exclude the most hazardous sports like parachuting, climbing Everest etc.
if you partake in a number of sports outside the UK that insurers deem "hazardous" - and I include here things like marathons, skiing, cycling, triathlon, mountain biking, mountaineering etc plus those that many do on holiday as a fun day like jet skiing, white water rafting,etc, then you really should consider an annual sports cover policy as it saves a huge amount of faffing come travel time. many of these polcies will also include general holiday cover for illness, repatriation, baggage loss etc.
we're with Dogtag and have previously used Snowcard but there are others such as the BMC (British Mountaineering Council who offer wider ranging insurance), Sports Cover Direct etc. our annual policy is about £200 for 2 of us and covers us for extreme conditions such as off piste helicopter rescue while skiing without a guide - that's about extreme a rescue as you would need! well worth the comfort factor of knowing it's there.
I was recently informed by my club, Road Runners, that I was covered for running (home and abroad) by the Clubs insurance, so no need to buy additional cover.
I've got medical and travel cover with AXA PPP, they cover marathons as long as I'm not competing professionally (never going to happen!)
I think Endsleigh do a specific sports cover too.
Triathlon England (or Scotland/Wales). Membership includes limited personal cover for training and racing for cycling, running and swimming activities at home or abroad. It also covers things like cycle commuting when you're here. However, it does say "This policy is not a substitute for medical insurance; especially when travelling and competing abroad it is strongly recommended that members take out relevant travel and medical insurance."
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