They do football cover and cover distance events. Also think about income protection. What is it that you want to insure against? Loss of earnings? Rehabilitiaiton bills? Hospital cover?
Always know what you want covered and does that product match it or be covered with a range of products.
STT I was looking for income support mainly but rehabilation cost as well really. I had already got a quote from sports cover direct which I thought was a very good price but just wanted to know whether people had any good or bad experience with them or any other company?
Thanks as well fb but those look like mainly overseas cover, am planning on going sking spring 2009 so will definately come in handy then thanks.
Define "bad" or "good" experience?
We hear of horror stories about insurance not paying out etc but this is either the applicant lieing(or not understanding what needed to be disclosed) or the applicant not understanding what the product does.
Income protection can be come via standard income protection policys from main stream insurance companys. They tend not to quibble over "sport injuries" as such.
Money from rehab would be covered by sports cover products but it depends on the severity of the injury and linked to an injury. Are you going to claim for a small ankle strain? Would you be covered for having a heart attack in the middle of 1/2 mara? Sorry I underwrtire insurance as my job.
Check the clauses and what info you need to supply to the company and you can't go far wrong.
STT when I say good or bad experience I mean the company paying out quickly and not looking for stupid reasons for not paying out. I wouldn't claim for a sprained ankle and anything trivial(I'm know when you have injuries like this they don't feel trivial!). I am looking for boken bones or serious ligament or muscle injuries e.t.c
I'm doing the London to Brigton bike ride this year and have heard some horror stories of collisions causing serious injury. I've also played in two different football games this year where players have broken their leg! I've even split my head open playing football myself, missed the ball and caught the player! extremely stupid and painfull! 4 hours in A&E and 9 stitches later (wouldn't have needed to claim for this as only had 3 days off work)
Thanks for the advice.
I'm doing the London to Brigton bike ride this year and have heard some horror stories of collisions causing serious injury
I suggest you read a thread on Tri talk about that. Not london to brigton but about group riding.
Again with paying out. Good clean information helps the insurance company(using industy BS here) "Pay the right claim at the right time" the public forget we are not mind readers! We need information to tell what the hell happened. The above company as far as I'm aware has no fudged payouts agaist it..
BTW.........give the football up, rugby is the mans game
As tempting as it is to play again fb my mrs certainly wouln't agree, she worries about me playing Football she would go mad if I started playing Rugby again. I don't think I could cope with the bruising and stiffness on a Monday morning either.
I'm 26 and have thankfully avoided any serious injury so far but think that now might be the time to protect myself just incase. I am in the process of buying my first house and need a way to pay the bills if something happens.
my view is simple - if you go into sport trying to defend against injury you will get hurt more
Ah yes peeps being "ridgid" and uptight on MTBs hitting tree roots is my favourite
Plodding 26 and the miss stopping you play rugby..........do it! I will when im 12 months clear of my problems.
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