bike insurance

how do you do it?

9 messages
01/03/2004 at 17:38
does anybody insure their bikes separately, or are they covered by the house insurance?
01/03/2004 at 17:48
depends on the value andy

most household policies only cover a bike up to a max value of £1000 which is often not enough

have a look at www.cycleguard.co.uk or www.cyclecover.co.uk (run via CTC) for extra insurance

have used the CTC when when taking bikes overseas

none of them are cheap as bikes are highly nickable and easily damaged
cougie    pirate
01/03/2004 at 17:57
On my house insurance as named and valued items.
01/03/2004 at 18:12
that's the other way as cougie says
01/03/2004 at 20:47
cougie which company are you with and is there any limit on the value of named bikes
01/03/2004 at 20:50
and does it cover crash damage? i like crashing
Bouncing Barlist    pirate
02/03/2004 at 22:59
Phoned my house insurer (Abbey National) today, im covered up to £2000 but only while my bike is at home. As ill not be leaving it anywhere unattended (except for transition area's) I guess ill take the risk as its an extra £9 a month for further cover and im not sure its worth it.
cougie    pirate
02/03/2004 at 23:43
Erm, which company. That's a good question. I have no idea ! I've got 3 insured - two for £1600 each and one for £500.

I don't think it covers crash damage - but then I don't like crashing as much as some people ! ;-)

And usually the bike comes off better than the rider. Unless its carbon. I hear they can snap in two in a stiff breeze.


(so if anyone has a slightly dinged carbon fibre bike - they'd best give it to me to dispose of)

B-)
08/03/2004 at 16:36
The London Cycling Campaign does a good policy - £750 bike is about £80 a year if you live in London, £61 outside London , includes crash damage, theft and racing, new for old, no claims discount as well. Additional cycles are 25% cheaper. Look at lcc.org.uk 02079287220.

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