monique, seriously, good luck with the wheels. i know what its like buying expensive and much needed gear, a real pain in the rear!
but def recommend taking a risk and going for some decent wheels that are being sold second hand. semi-decent will only mean you will want to upgrade again in a few years time. this way you get it out of the way in one go.
do you have a friend from club who can go with you to check out any wheels? what about your fella, does he know about bikes?