Ok, I'm battled with the tape measure today, and the tape measure won 
The size guide says women's xl (hands over face) or men's medium, but then the conversion chart from women to men say a men's large ... mmm??? (And I'm a 14 normally ... 12 in tops sometimes ...)
So I think that since the clothes come up small I should order a large for the monaco and the jersey, but is the jacket a little more generously cut, and therefore I might be better off in a medium???
Alternatively, has there been swapping around of kit in the past when kit has been too big for some, too small for others?