Tr join the Britsh triathlon fed and they cover you insurance wise for all gear plus compo and you get discount for triathlons ( no need for a day license) i think its about £55 a year but well worth it if you are in an accident.
Sorry to hijack the fred im off to enter Abo to give me something to aim for
Waterlooville roundabout the driver was comming up from the a3 i was commng from Horndean and the car was in the outside lane didnt stop bike is fecked and wheels, helmet, glasses, tights . The british triathlon Fed will claim for all costs so that can all be replaced,