I wouldnt take a pay cut. I currently am saving quite a lot but want to put it towards buying a house. It's also nice to have a safety net of savings.
My job is pretty flexible so I can work the hours I want, as long as I get stuff done. I generally come in 10/10.30 and stay til 6/6.30. If I spoke to my boss I probably could work four long days, but then I'd have to be better at getting in in the mornings and I probably wouldn't do anything with my spare day to make it worth while!
Never seen a shower at Victoria station but never really looked.
cant think of a pool round there but there is the Kings College London gym near Waterloo. £6 for a. External person to use gym. If you ask May do a deal of just using shower. Would post link but struggling to do it on iPad!