Thanks to the glorious European Union the government of this country have little say in who comes into the country. The last lot said there would only be a few Poles come in and we were swamped. They, togther with all other Eastern European nationalities, have come in and we just do not have the infra structure with health, education etc to cope.
I agree that they are doing jobs that the sick, lame and lazy British do not want to do but rather than allow immigrants in we should be telling the lazy bastards to get off their backsides 'cos their benefits have stopped as of NOW!
I agree the Aussie points system would be a good idea but I think it's too little, too late.
We should leave the common market but that's a whole new thread
I don't see why you have subtitled it 'how do I grass someone up'. You are directly involved in the case so you have to do what is best for you. If someone you knew attacked you with a hammer would you consider it grassing them up? I very much doubt it.
That said, I am sure the fact the insurance has been taken out after the event will come to light well before court but I would do my best to find out who the insurers are.