Latest posts by Nayan

1 to 10 of 2,507

How to pace a 10 mile run?

Posted: Yesterday at 20:40

Even splits, about halfway between 10k and Half Mara pace.

Boring Boring Mortgages

Posted: 11/10/2016 at 20:50
VDOT52 wrote (see)
I'm guessing Nayan votes Tory. Telling others not to go down the educations route that you did is at best a bit disingenuous and perhaps a bit condescending.

Tomorrow me and the wife become mortgage free home owners. I'll tell you how i did it rather than warning you off my path. Mortgage yourself up to the hilt in London. Survive for long enough for house prices to spiral again- say 10 years, then cash in and buy a house outright in somewhere that is not London. Get a job you like and thrive.

I think of the Dianne Abbots and Shambolic Chakrabartys of the world, slagging off those who choose selective education yet thinking nothing of either having come from that set or sending their kids into it. They aren't Tories and are well to the left of any labour modernisers to boot, given their closeness to Comrade Corbyn

For the rest, politicians of all colours will peddle the same bullshit - namely that a degree - any degree - is well worth 40 grand of debt. When I got a degree you didn't need to go into debt to get it. The reality now is that many kids who should not be anywhere near a degree are starting adult life crippled with debt for the sake of a crap degree that employees don't take seriously. 

If they and their parents engaged their brains they'd be turning themselves into plumbers, draftsmen and so on, and saving themselves years of time and a load of money. Nothing wrong with those careers, nothing at all.

Im not telling anyone to pass on education. Im telling them not to get mugged off.

Boring Boring Mortgages

Posted: 01/10/2016 at 19:54
RicF wrote (see)

As usual I forget all about the content of previous posts.

I've been reading a load of stuff about whether or not people consider themselves 'wage slaves', and if 'Baby Boomers' are really responsible for the current financial conditions.

An underlying pattern emerges that indicates that the wealth accumulated and made by the middle classes was historically speaking, an aberration. Throughout history the normal situation was the vast majority of wealth was held by only 1% of the population.

It's going that way again in the developed world, whereas it has always been so elsewhere.

So without talking 'boring' mortgage type stuff. The issue is to see if outside agencies are succeeding in reducing your life time working efforts to zero.

Bottom line is, if you work your butt off, have a great standard of living which is achieved either directly by wages or by the loans serviced by wages, but die relatively penniless - that's a gain for the 1%.

It's becoming almost impossible to escape that situation, look at the way students are now being put into debt before they actually have anything, and all for a promise based on the success of those who operated a winning game on a level playing field, forty years earlier.

Now it isn't even a game. It's a one sided turkey shoot.



If the measure of winner vs loser is whether you have any net worth or not sure. It doesn't work in practice though - The Queen mother died in debt (by design) And George Best spent a shit ton on fast cars and fast women '..and the rest just squandered.'

Earning a lot but choosing to spend it on a 'great lifestyle' hardly marks you out as a loser who has been shafted by 'the 1%.'

Students aren't being forced to take on debt to get useless degrees in David Beckham studies. They are doing that of their own volition because they are idiots. If they had any sense they would bin off 'uni' and get real jobs /no debt 3 years earlier.

If it's too good to be true...

Posted: 01/10/2016 at 19:42
Dustin wrote (see)

All he did was make a few comments. We've not heard all the leaked footage but by all accounts he said (more than once) that prior to accepting an advisory role he'd have to run it past the FA first.
Never been a fan of his, but the phrase "trial by media" springs to mind..
Still at least that nice Mr Wiggins didn't do anything wrong. I wonder what we would say if he was Russian.

Those comments were specifically to advise what he thought were investors on how to bypass regulations banning business consortia from owning players. aka slavery.

The rest was borderline (taking money for speaking engagements and so on). The key part was being willing to break particularly important rules relating to a particularly nasty practice, even by football's standards.







2016 Cabbage Patch 10 possible spare place

Posted: 20/09/2016 at 20:35
Assuming I can't make it (family circumstances) is anyone looking for a ticket?

Boring Boring Mortgages

Posted: 17/09/2016 at 20:21
In your shoes, if I was reasonably sure i wouldnt need the money for anything (holidays, operations, giving your kids money towards a house)...

...I'd pay down the mortgage. reason being the money you save in interest beats any after tax guaranteed return you could make on the money.

it also helps secure the roof above your head.

I I had expenses coming up
if keep a little rainy day money back for that.

sub 3:00 first marathon

Posted: 17/09/2016 at 20:14
very diplomatically put!

Survey regarding amount of training / race time

Posted: 17/09/2016 at 20:12
the fetch everyone website has extensive data on this already.


Posted: 22/08/2016 at 20:51
if a man had abnormally high testosterone such that it makes him he is either 'talented' or 'the next stage of human evolution' or some combination of the two.

If this happens in a woman she is a freak and forced by the IOC - IAAF - whoever to either desist or undergo hormone therapy to bring her testosterone down to arbitrarily imposed limits.

Whether you agree with this or not, this is clearly discriminatory if you deem the excessive but naturally occurring testosterone as unfairly performance enhancing in women yet not in men. If you were fair about it you'd ask the men to suppress their hormones and level their playing firms too.

This doesn't happen and that's why the whole block fell apart

Lateral foot pain possibly cuboid related

Posted: 25/06/2016 at 20:10

i have a niggle on what might be 5th metatarsal base. This has been present since just before a marathon a month ago and after a week off then reverse taper. 

I do worry about it being a precursor to a stress fracture ('jones fracture?') but while annoying it doesn't appear to be affecting my running. I guess a medical opinion is in order.

Still if anyone has experience of managing this  kind of thing and preventing stress fractures I'm all ears

1 to 10 of 2,507

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